rightimage_finansecurityDid you know you need $2 million today to retire comfortably on today’s average income of $70,000 per annum? This is the biggest debt you have in life.

So ask yourself how much money do I have now, and will I be able to achieve this target?  For those at the beginning of your careers you have plenty of time. For others you may be in the last 10 years of your working life and your health is not always a guarantee. So the need to safely accelerate any income earning opportunities may be critical.

To work out how much you need to save so you can have a happy retirement go to:

  1. Financial Survival Guide
  2. Budget Planner

If you want to feel successful in life, you need to take ownership and make it happen – no one will do this for you. For many people the measure of success is money and acceptance.

To achieve success you need to invest in yourself. Commonly people say they can’t afford to, but we would rather ask whether you want 100% of nothing or 80% of something. If you choose the latter it is critical you invest in yourself. You have to take a risk and invest in yourself to make it.

Alternatively modify your lifestyle expectations and don’t be too hard on yourself. Remember it is about eating well and sleeping well.

A curious mind can open up many windows to opportunities. The bottom line is changing your attitude can dramatically change your life.  This costs nothing if you follow these simple steps:

Managing risk read on